All mortgages at Envision are portable and assumable. That means you have options when it comes to buying another home.

Keep your rate

Don't want to give up your low interest rate when you move? No problem. Take it with you. With Envision's mortgage portability option, you can transfer your existing mortgage (the interest rate, and the terms and conditions) to your new home, without any pre-payment charges*. We can also help you with refinancing should you need additional funds for your purchase.

*Certain geographical limitations may apply-please ask for details!

Share the wealth

If your existing interest rate is lower than what is currently available, a prospective buyer might want to take over your mortgage. This assumable mortgage option may be a selling feature for your home. These buyers must meet the same lending requirements as you did initially, plus the mortgage stays at Envision (a different account number though!) for the duration of the term.

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