You know what they say-the only sure things in life are death and taxes. At Envision, we can help you with both.

What is estate planning?

Simply put, an estate plan preserves your estate. It's the process of deciding what will happen to your assets when you die.

Why should I plan my estate?

An estate plan (and a properly drafted will) helps ensure that your assets are distributed according to your wishes. It protects the interests of your family (or other beneficiaries) and minimizes administration costs, legal fees and taxes.

Issues to consider

• What assets do you own and how are they registered?
• What debts do you owe and will there be sufficient funds to meet those obligations in the event of your death?
• Who has the time, knowledge, and experience to act as your estate representative?
• What are the needs of your beneficiaries?
• How do you want your assets to be distributed?
• Do you wish to leave special gifts, such as family heirlooms, to specific beneficiaries?
• Are you aware of the tax considerations associated with your assets and the distribution you are planning?
• Who is willing to act as guardian for those who are dependent on you?

How can we help?

Estate planning can be simple or complex. But in all cases it is important to obtain professional advice and assistance.

Consider the above questions, then call or stop by your local Envision branch to arrange an appointment.

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