You've got lots of things you need money for. We understand and we can help. Envision's new student Line of Credit lets you take charge of your cash in a way that fits your lifestyle.

Get flexibility
A line of credit lets you borrow funds AS YOU NEED them, unlike other student loans that force you to borrow large amounts of cash up front - and that means you cut down on interest. So whether you need tuition, books, or a transit pass, you have funds available.

And we're not stingy either! Borrow up to $9,000 per year (to a maximum of $45,000). You can have it all at once or have access to it, as you need it, through your MemberCard, which can be used at any ATM worldwide. Finally no more reasons to be broke!

Get a great rate
With rates as low as prime + 0%*, you'll benefit from low monthly payments. Pay interest only for the duration of your studies and for 12 months following completion.

Get freedom
Enjoy a 12-month 'grace period' after you graduate. And after your grace period, you can convert your line of credit into a loan over 15 years.

Not too sure where your finances stand?
Not to worry - you will have access to your account information 24/7 through Envision's internet or telephone banking.

Ready to get flexibility and freedom? Here's what you need to know:

• Are you enrolled in full-time studies (in at least 60% of a recognized community college or university course load)?
• Do you have a co-signer?

If you answered yes to both, you're on the right track. Give us a call or visit a branch - we'd love to help you out. Click here for branch locations and telephone numbers.

* OAC. Terms and conditions apply.