Disability insurance helps provide replacement income if you are unable to work because of sickness or injury.
Disability insurance can help:
- Replace lost income
- Subsidize living expenses while you are unable to work
- Provide security for your family
Benefits are calculated as a percentage of your usual salary and are tax-free.
Coverage options
Disability insurance allows you to choose from several options including:
- The monthly income you receive while on disability
- You can receive disability benefits from 2 years to the age of 70
- The waiting period before your first payment
- Top-up benefits if you are unable to perform your old job but can still work in another role
- Cost of living option to insure that your benefits keep pace with cost of living increases
There are many different disability insurance options available. Envision Investment Services Life Insurance specialists can help you determine the coverage that's right for you. Just call to make an appointment. They'd be happy to meet with you at your convenience.
Life Insurance Specialist
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Eddy Kapenda, BA, CSA Mary-Kate Dunlop, Serving Hope, Chilliwack, Abbotsford, Hope & Mission communities |
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Tina Olexa, Serving North Delta, Scottsdale, South Point, Tsawwassen & Ladner communities |
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Raman Sadhra, BA, CIM Linda Carey, Serving Willoughby, Langley City, Fleetwood, Sunwood, Newton & Maple Ridge Communities |
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