The Small Business Benefits Plan allows you to choose add one of four additional coverage options. You design the plan that best fits your needs. You can even include your spouse and family.

Choose from:

Dental benefits

With personal or family dental coverage, household expenses are easier to manage since dental costs can be put into one monthly payment.

• Check-ups, x-rays and preventative services
• Fillings and other minor restorative procedures
• Root canal (endodontic procedures)
• Periodontic procedures
• Denture repairs, relining and rebasing

Additional life insurance

• Coverage up to $250,000

Long-term disability insurance

Few of the benefit plans offered to small business owners include long-term disability insurance. But when you think about it, disability coverage is exactly what small business owners need most. Your income and your family's lifestyle depend on your good health.

• Receive up to $1,500 per month
• Benefits start after six months and continue to age 65

Additional life insurance for spouse

Losing a spouse can increase the demands at home and at work. You may need a home worker. Childcare costs could rise. Business could suffer because of extra home life needs. Extra life insurance on a spouse can help provide the funds to deal with these lifestyle changes.

• Coverage up to $250,000

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